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Grocery loyalty card purchases surveilled by insurance companies to raise rates and deny claims
03-05-2013, 05:34 PM #1
Shadow Mrs. Buckwheat
Posts:12,775 Threads:1,181 Joined:Feb 2011
Health insurance companies are now using this data to develop these sorts of “risk profiles” of individual consumers. And it’s all enabled because people are so incredibly obedient that they actually fill out their real names and addresses on these grocery loyalty cards. Health insurance companies simply use credit reporting databases to link your grocery loyalty card account number to your health insurance account number, and from there, your insurance rates can be adjusted based on what you buy to eat.


That's devious. LOL poor sheople haven't a clue.
03-05-2013, 05:39 PM #2
JayRodney ⓐⓛⓘⓔⓝ
Posts:31,858 Threads:1,453 Joined:Feb 2011
gaah.gif The stores that have it around here charge more for spying on you via higher food prices. We don't have one, and never will.
Lidl doesn't have those, so we try to get most everything from there. It's nice not to worry about the health insurance predators. What a racket.

03-05-2013, 05:40 PM #3
yankees skier
Posts:5,889 Threads:215 Joined:Feb 2011
But under Obamacare, everyone pays the same now, and you can't be denied coverage.

03-05-2013, 05:43 PM #4
Shadow Mrs. Buckwheat
Posts:12,775 Threads:1,181 Joined:Feb 2011
I read somewhere a family earning $24k/yr will pay ~$10k/yr. Maybe that's exageratted? Seems waaaaay out of line.
03-05-2013, 05:45 PM #5
UniqueStranger Art in my heart
Posts:15,345 Threads:432 Joined:Jun 2012
Hi Shadow and other Kritters.

There's no way they can link the collected data with food purchases to the individual. I don't buy food and other products just for myself, I buy for all my family's needs, esp. the cheesies and chips for hubby, which I do not partake of. 13.gif
03-05-2013, 05:48 PM #6
Shadow Mrs. Buckwheat
Posts:12,775 Threads:1,181 Joined:Feb 2011
Morning US! I don't think they're that concerned about accuracy, just any excuse to deny you coverage. Different in Canada of course, but private insurance is creeping in.
03-05-2013, 05:58 PM #7
Octo Mother Superior
Posts:43,698 Threads:1,499 Joined:Feb 2011
A few years back there was some contaminated olives or some thing like that were recalled and buyers were tracked down via the loyalty cards. I don't think that information is available to third party interests though. At least not for free. coffeetime.gif
03-05-2013, 06:01 PM #8
UniqueStranger Art in my heart
Posts:15,345 Threads:432 Joined:Jun 2012
To me, it will be for my betterment and quality of shopping, as in Octo's scenario - if they don't give out my personal buying patterns data to third parties, and if, as a loyal customer, they will give me lots and lots of perks.



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