Quote:A 25-year-old Halifax man says he found out the hard way that skateboarding without a helmet can also affect car insurance.
Pat Harland got a call from his auto insurance company — TD Insurance Meloche Monnex — on Thursday. He thought he was going to get a break on his insurance because he hasn't had a claim in his five years with the company.
Instead, TD Insurance Meloche Monnex told Harland they're dropping him as a client.
"I got these tickets because I was skateboarding at the Commons in the designated skateboarding area without a helmet," he told CBC News on Thursday.
In the past three years, Harland has gotten two tickets for not wearing a helmet during skateboarding. He also got a third ticket for not wearing a seatbelt.
A representative with TD Insurance Meloche Monnex told Harland it was the skateboarding that had tipped his case over the edge.
"Any type of violation that goes against the Motor Vehicle Act does take points off of your licence and thus counts against your insurance rating," Harland was told.
"If it affects your motor vehicle report, it does affect your overall insurance as well."
I am speaking of the life of a man who knows that the world is not given by his fathers, but borrowed from his children; who has undertaken to cherish it and do it no damage, not because he is duty-bound, but because he loves the world and loves his children… - Wendell Berry, 1971