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Texas’ Other Death Penalty
12-23-2013, 12:38 AM #16
Softy Incognito Anonymous
 
(12-23-2013, 12:10 AM)Wayne5 Wrote:  
(12-22-2013, 11:37 PM)Softy Wrote:  Hi Wayne5,

Not trying to differ with you here,,,in fact agree,,,think England

draws the line at 80,,,and others,,,maybe they pull it off,,,

and things are too expensive here,,,by comparison,,,and yeah,,,

should say website is not working when it is,,,by the same token,,,

not saying anything,,,when security is compromised,,,or when it

doesn't handle enough to get everybody signed up,,,is not a good

thing either...

Hi JayRodney,

Glad you have something that works,,,I would still prefer private,,,

with a little competition for performance and price,,,single payer

universal sounds to much like Veterans Administration here,,,

well .gov run system,,,Australia sounds better with a bit of both...

(:X

Softy, the woman that worked at the convenience store down the street from me died at 50 because she couldn't get a bypass operation. She could barely walk and she was still behind the counter working a week before she excepted hospice and died.

The line is in the wrong place. Texas isn't number 50 in healthcare for nothin.

Well that is bad,,,not trying to defend Texas here Wayne5,,,

or its healthcare system,,,or lack of it,,,

In Canada, Ontario's Consent and Capacity Board can overrule a family's decision

about whether to continue life support for an ill member.

just pointing out the fact that lines will be drawn,,,and the politicians will

ignore it,,,or deny it,,,and play games with us,,,

and the Obamacare software should have worked from day 1,,,

if this stuff is important...

(:X
12-23-2013, 01:08 AM #17
Wayne5 Member
Posts:660 Threads:61 Joined:Nov 2013
(12-23-2013, 12:38 AM)Softy Wrote:  
(12-23-2013, 12:10 AM)Wayne5 Wrote:  
(12-22-2013, 11:37 PM)Softy Wrote:  Hi Wayne5,

Not trying to differ with you here,,,in fact agree,,,think England

draws the line at 80,,,and others,,,maybe they pull it off,,,

and things are too expensive here,,,by comparison,,,and yeah,,,

should say website is not working when it is,,,by the same token,,,

not saying anything,,,when security is compromised,,,or when it

doesn't handle enough to get everybody signed up,,,is not a good

thing either...

Hi JayRodney,

Glad you have something that works,,,I would still prefer private,,,

with a little competition for performance and price,,,single payer

universal sounds to much like Veterans Administration here,,,

well .gov run system,,,Australia sounds better with a bit of both...

(:X

Softy, the woman that worked at the convenience store down the street from me died at 50 because she couldn't get a bypass operation. She could barely walk and she was still behind the counter working a week before she excepted hospice and died.

The line is in the wrong place. Texas isn't number 50 in healthcare for nothin.

Well that is bad,,,not trying to defend Texas here Wayne5,,,

or its healthcare system,,,or lack of it,,,

In Canada, Ontario's Consent and Capacity Board can overrule a family's decision

about whether to continue life support for an ill member.

just pointing out the fact that lines will be drawn,,,and the politicians will

ignore it,,,or deny it,,,and play games with us,,,

and the Obamacare software should have worked from day 1,,,

if this stuff is important...

(:X

Its a problem. All I know is I live in Texas. If I lived in New Mexico I would have a gold plan.
http://health.usnews.com/health-insurance/new-mexico
You have it good in New Mexico. My choices are no where close to as good as yours.
12-23-2013, 01:14 AM #18
j browsing Member
Posts:5,158 Threads:1,098 Joined:Jul 2012
my nephew is in texas..I will see how he did with the aca

"when life gives you lemons..throw them at someone"...Grumpy Cat good.png
12-23-2013, 01:25 AM #19
Softy Incognito Anonymous
 
We have it good in New Mexico???,,,I was going to ask with your

rates so low,,,3 cents a month or whatever,,,why you didn't spend

the extra dime and get the gold plan???...

Also not sure why the states should/would be so different,,,

doesn't sound very federal to me...

(:X
12-23-2013, 02:37 AM #20
Wayne5 Member
Posts:660 Threads:61 Joined:Nov 2013
Let me explain it to you Softy. My monthly payment came to $.36 a month for a bronze play for me and my wife. The government in kicking in over $700 per month. If I wanted a Gold play we would have paid over a $1000 a month. I plugged in the number 2 into the site from New Mexico and an income range and got:

http://health.usnews.com/health-insuranc...lace-plans

I got 8 companies to choose from with prices from $179 to $246 per month for Gold.

In Texas I had 3 companies to choose from and only 1 that dominated my county so Blue Cross was my only choice.

If I had your choices I would have the Gold $246 per month and been over joyed.

The lowest level Silver plan was over $400 a month.

A lot of this is because My state wants the ACA to fail so they try to make it fail.

coffeetime.gif
12-23-2013, 03:09 AM #21
Softy Incognito Anonymous
 
(12-23-2013, 02:37 AM)Wayne5 Wrote:  Let me explain it to you Softy. My monthly payment came to $.36 a month for a bronze play for me and my wife. The government in kicking in over $700 per month. If I wanted a Gold play we would have paid over a $1000 a month. I plugged in the number 2 into the site from New Mexico and an income range and got:

http://health.usnews.com/health-insuranc...lace-plans

I got 8 companies to choose from with prices from $179 to $246 per month for Gold.

In Texas I had 3 companies to choose from and only 1 that dominated my county so Blue Cross was my only choice.

If I had your choices I would have the Gold $246 per month and been over joyed.

The lowest level Silver plan was over $400 a month.

A lot of this is because My state wants the ACA to fail so they try to make it fail.

coffeetime.gif

Thanks Wayne5,

Wow,,,I haven't tried out the site,,,but from reading others deals they don't

go from .36 for bronze to 1000.00 for gold,,,you sure about all that???,,,

and yeah Texas isn't playing the Medicaid extension deal,,,for some reasons,,,

and they are not alone in not doing that,,,and most of the examples people

post for bronze are 60/40 or 70/30 if I remember right,,,know I saw gold at

80/20 and platinum at 90/10 for some of them,,,anyway,,,not sure Texas gets

to make all the calls on the rates on the plans,,,maybe there is something

I don't get on the subsidy deal,,,but wow,,,that is quite a difference,,,and

the deductibles are something I still wonder who is going to end up paying

on the subsidy plans,,,cause some don't have the 5000.00 in the bank...

(:X
12-23-2013, 03:31 AM #22
Softy Incognito Anonymous
 
copied this,,,

Bronze plans offer the least coverage and platinum plans offer the most. ... Bronze plan: 40%; Silver plan: 30%; Gold plan: 20%; Platinum plan: 10% of your health care ... Texas,

something isn't quite right Wayne5,,,

Obamacare plans on Texas exchange priced below national average

HHS offered estimated premiums for two types of consumers -- a 27-year-old earning $25,000 a year, and a family of four with income of $50,000 a year.

In North Texas, the 27-year-old would pay $74 a month for the lowest-cost bronze plan, after taking into account tax credits.

That person would pay $145 a month for the next-highest silver plan, a level the government is using as a standard on which to calculate the subsidy. Without the subsidy, that plan would cost $223 a month.

The family of four in North Texas would pay just $26 a month for the lowest-cost bronze plan, again after allowing for tax credits based on income. The second-lowest silver plan would cost $282 a month with the tax credit, but $727 without it.

That's something of a "surprise," said Larry Levitt of the Kaiser Family Foundation. "That is a state that has put up roadblocks to implementation, but the premiums there are below average."

http://www.gopusa.com/news/2013/09/27/ob...l-average/

(:X
Anonymous Kritter Show this Post
12-23-2013, 03:37 AM #23
Anonymous Kritter Incognito Anonymous
 
Hi Wayne5,

have you gotten conformation on that yet???...

(:X
12-23-2013, 03:49 AM #24
Softy Incognito Anonymous
 
(12-23-2013, 02:37 AM)Wayne5 Wrote:  Let me explain it to you Softy. My monthly payment came to $.36 a month for a bronze play for me and my wife. The government in kicking in over $700 per month. If I wanted a Gold play we would have paid over a $1000 a month. I plugged in the number 2 into the site from New Mexico and an income range and got:

http://health.usnews.com/health-insuranc...lace-plans

I got 8 companies to choose from with prices from $179 to $246 per month for Gold.

In Texas I had 3 companies to choose from and only 1 that dominated my county so Blue Cross was my only choice.

If I had your choices I would have the Gold $246 per month and been over joyed.

The lowest level Silver plan was over $400 a month.

A lot of this is because My state wants the ACA to fail so they try to make it fail.

coffeetime.gif

check out that link,,,those rates are for a 21 year old non smoker,,,

rates are much higher for two/older,,,

there are only 5 providers for NM,,,down here probably two,,,or one,,,

this is not a good comparison...

(:X
12-23-2013, 04:09 AM #25
Softy Incognito Anonymous
 
wow,,,ACA rates are high than private plan for no subsidy,,,

I know what the private rates are!!!,,,wow,,,forget these guys,,,

private plan is PPO,,,same as silver,,,lower deductable,,,

wow,,,ACA is the rip off in Dona Ana,,,go get private,,,

The 2011 population of Dona Ana was 213,598, and the median household income was $35,584. Socioeconomically, this county is more populous and poorer compared to all other counties in the United States.
White 30.1%
Black 1.4%
Hispanic 65.7%
Asian 1%
Native American 0.7%
Hawaiian/Pacific Islander 0.1%

Affordable Care Act Plans

Compare Plan Name Insurance Type Tier 21 Year Old 30 Year Old 60 Year Old
WINhealth Gold HMO Gold $367.58 $417.20 $997.62
WINhealth Silver HSA-D HMO Silver $333.46 $378.47 $905.01
WINhealth Bronze-D HMO Bronze $294.79 $334.59 $800.07
WINhealth Silver HSA HMO Silver $316.63 $359.37 $859.33
WINhealth Gold HSA HMO Gold $356.66 $404.82 $967.98
WINhealth Bronze HMO Bronze $279.33 $317.02 $758.10
WINhealth Catastrophic HMO Catastrophic $252.48 $286.57 $685.25
WINhealth Silver-D HMO Silver $350.75 $398.09 $951.93
WINhealth Gold-D HMO Gold $385.77 $437.86 $1,047
WINhealth Gold HSA-D HMO Gold $375.77 $426.50 $1,020
WINhealth Platinum HMO Platinum $410.80 $466.26 $1,115
WINhealth Silver HMO Silver $333.91 $378.99 $906.25
WINhealth Platinum-D HMO Platinum $433.09 $491.56 $1,175
WINhealth Bronze-SG HMO Bronze $310.07 $351.93 $841.53
WINhealth Silver-HSA-SG HMO Silver $351.48 $398.93 $953.91

http://affordable-care-plans.findthebest...New-Mexico

wow,,,don't turn 60,,,all this is HIGHER than private plan,,,

I never looked,,,cause I want private plan,,,don't want to play,,,

and now for sure don't,,,wow...

(:X
12-23-2013, 05:44 AM #26
Wayne5 Member
Posts:660 Threads:61 Joined:Nov 2013
From the link for Gold + tax credit (example: tax credit $700 + $!79 = actual monthly payment of $879 for the New Mexico Health Connections HMO, first line)

New Mexico Health Connections | HMO
Premium $179

Health Care Service Corporation | Blue Community HMO
Premium $181

Molina Healthcare of New Mexico | HMO
Premium $186

Lovelace Health System | HMO
Premium $207

New Mexico Health Connections | PPO
Premium $210

Presbyterian Health Plan | HMO
Premium $227

Health Care Service Corporation | Blue PPO
Premium $242

Health Care Service Corporation | Blue PPO MSP
Premium $246

Its real easy to get confused about the numbers. I will scan my first month bill and email it to octo so she can confirm what happens. I have not received a confirmation yet. I have not received any requests for proof of information on my application as well. From what I have heard If they are going to contest your application it happens fairly soon. I will call after a week, its only been 5 days. If something goes south I will report it just as it happens.
cheers.gif
12-23-2013, 06:10 AM #27
Wayne5 Member
Posts:660 Threads:61 Joined:Nov 2013
(12-23-2013, 03:31 AM)Softy Wrote:  copied this,,,

Bronze plans offer the least coverage and platinum plans offer the most. ... Bronze plan: 40%; Silver plan: 30%; Gold plan: 20%; Platinum plan: 10% of your health care ... Texas,

something isn't quite right Wayne5,,,

Obamacare plans on Texas exchange priced below national average

HHS offered estimated premiums for two types of consumers -- a 27-year-old earning $25,000 a year, and a family of four with income of $50,000 a year.

In North Texas, the 27-year-old would pay $74 a month for the lowest-cost bronze plan, after taking into account tax credits.

That person would pay $145 a month for the next-highest silver plan, a level the government is using as a standard on which to calculate the subsidy. Without the subsidy, that plan would cost $223 a month.

The family of four in North Texas would pay just $26 a month for the lowest-cost bronze plan, again after allowing for tax credits based on income. The second-lowest silver plan would cost $282 a month with the tax credit, but $727 without it.

That's something of a "surprise," said Larry Levitt of the Kaiser Family Foundation. "That is a state that has put up roadblocks to implementation, but the premiums there are below average."

http://www.gopusa.com/news/2013/09/27/ob...l-average/

(:X

This is consistent with what I have seen here from people I have talked to that have gone through the process.

I'm over 60 so my rate is higher, not sure if I get more tax credit or not.

National averages don't mean much. Doctors charge what the market will allow. Some things are cheaper in Texas than they are in New York or Calf.
12-23-2013, 06:12 AM #28
Softy Incognito Anonymous
 
The monthly premiums listed below are the lowest that might be charged to a 21-year-old nonsmoker. Premium rates will vary depending on your age, where you live and whether the plan covers multiple members of your family or just one person. Tobacco users will pay higher premiums than nonsmokers in New Mexico. Depending on your income, you may qualify for a subsidy (tax credit) that covers part of your premium.
Gold

New Mexico Health Connections | HMO
Premium $179

Health Care Service Corporation | Blue Community HMO
Premium $181

Molina Healthcare of New Mexico | HMO
Premium $186

Lovelace Health System | HMO
Premium $207

New Mexico Health Connections | PPO
Premium $210

Presbyterian Health Plan | HMO
Premium $227

Health Care Service Corporation | Blue PPO
Premium $242

Health Care Service Corporation | Blue PPO MSP
Premium $246

http://health.usnews.com/health-insuranc...lace-plans

these are the minimum rates for 21 year old non smoker,,,

not sure how you are adding 700 dollars to the top line,,,

compare with dona ana rates above for 21 year old,,,

now,,,if your plan is 80/20,,,it is silver not bronze,,,

and not really seeing how 36 cents a month is going to work out,,,

you may want to call someone,,,something is wrong

with the information you have provided,,,in my nonexpert opinion,,,

but if you were getting a subsidy that brought the bronze plan

down to 36 cents,,,the gold plan should not have cost 1000.00,,,

might want to rerun the obamacare software for a recheck,,,

something...

(:X
12-23-2013, 06:56 AM #29
Wayne5 Member
Posts:660 Threads:61 Joined:Nov 2013
My wife's old plan with Aetna at work, her emploier paid 800 and she paid 140 a total of $940 per month for one person early 60's. Thats $11,280 per year for one person with private insurance. It was a silver PPO.

Softy, this makes my head hurt. We will just have to see how it comes down. My promise is I will report accurately what happens. Hay it may turn to crap, I don't know. When I get my paper work I will know more.

coffeetime.gif
12-23-2013, 10:04 AM #30
KILLUMINATI Made Ya Look!!
Posts:4,764 Threads:1,046 Joined:Jun 2012
(12-23-2013, 12:08 AM)j browsing Wrote:  
(12-23-2013, 12:04 AM)Wayne5 Wrote:  
(12-22-2013, 11:34 PM)j browsing Wrote:  
(12-22-2013, 11:04 PM)Wayne5 Wrote:  Softy, I don't know where to draw the line as well. I just know that the line in Texas is in the wrong place. I think its not hard to figure out where to draw the line. Every other industrialized country on earth had done a better job than us at figuring it out. Why not just use Canada's line? or Finland's? Both of them spend less per person than we do.

I could fill the page with articles like this and it wouldn't convince some on this forum that it is true.

I'm trying to save some from eternal regret. Anyone that influences a person to not get insurance by their talk about how the web site doesn't work when it does, is in a real way responsible for what happens to that person.

coffeetime.gif

it is a matter of survival wayne..when they took half a trillion out of medicare to pay for the aca..the whole thing stinks to high heaven and the insurance companies will just get richer and no one is on this forum has the power to prevent someone from signing up for the aca..you under estimate the brains of people ..we still have free speech 13.gif

I agree about the medicare cuts. I know your situation is effected directly by this turmoil. But I run into people weekly that intended to just gave up because they thought the web site didn't work. What we say here influences people. We don't force them but we can effect their behavior. A lot of people read this forum that never post. I'm not saying people should stop pointing out the bad things about the ACA, I'm saying what I always say, you don't have to distort the facts to make your point.

A lot of people believe that uninsured people get the treatment they need by going to the emergency room. They do not.

coffeetime.gif

they do get the treatment..my husband was dying in dec of 2007 and taken to the emergency room having lost half of his blood volumn ..he didn't have insurance at the time ..they saved his life ..they applied to a charity that paid a good portion of his bill ..I have a grant from a charity that pays for my medigap

This guy is just trying to push Bamacare for what reason I am not sure but its obvious he has something to gain.

Nothing more to see - mover along.



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