I recently received the good news via an advert that I can buy healthcare insurance for as little as $3.16 a day. Wow, that's only $95 a month. Since my wife and I are paying $1,136 a month for stripped-down, minimal coverage with one of the nation's non-profit care providers, imagine my delight at this revelation.
The advert doesn't provide any details on restrictions and exclusions, so I have taken the liberty of providing some typical fine print:
Thank you for your interest in MirageCare, our low-cost healthcare plan.This low-cost plan is only available to those meeting these qualifications. You must:
1. Be between the ages of 22 and 24
2. Have a BMI (body mass index) of 22 or lower
3. Be a celibate non-smoker, non-drinker, non-driver
4. Be able to pass the Armed Forces Fitness Exam
5. Have no pre-existing health conditions
Examples of pre-existing conditions include:
1. Coughing. If you have coughed for any reason in the past five years, you are precluded from coverage, as you obviously have a pre-existing lung condition.
2. Racing heart. If your heart has ever raced for any reason other than vigorous exercise, coverage is not available to you.
3. If you have exercised vigorously, you are excluded from coverage because you've obviously already worn out your heart, knees, hips, etc.
4. Felt discouraged or blue. Pre-existing psychiatric conditions preclude coverage.
5. Experienced pain. Regardless of the nature of the pain, the causes are all pre-existing conditions. Coverage denied.